Share 证书s (Fixed 率) 概述 Similar to a CD at a bank Higher rate than most regular savings accounts Available in amounts of $1,000 or more (as little as $500 if under age 18) Other terms and rates available from 6 months to 5 years 认为利率 一个好的选择，如果： You want a more predictable savings balance You want to diversify beyond traditional savings accounts and other investments Trade-off: Must wait to access funds until the 证书 term is up 阅读更多 购买证书 或打电话 1-800-621-2105 Continue Existing Application Share 证书 (Fixed 率) 股息 率 年 6个月期限 2.44% 2.50% 8个月期限 4.59% 4.75% 1年期限 2.53% 2.60% 13个月期限 3.87% 4.00% 18个月期限 3.64% 3.75% 2年期限 2.39% 2.45% 3年期限 2.49% 2.55% 四年任期 2.58% 2.65% 5年期限 2.68% 2.75% Share 证书 (Fixed 率) Annual Percentage Yield (年) effective as of October 1, 2024, and may change without notice. Minimum deposit of $1,000 to open certificate. Primary members under the age of 18 must have a $500 minimum deposit to open certificate. Minimum of $500 balance required to earn dividends. Health 储蓄 account funds are not eligible. Fees may reduce earnings. Penalty for early withdrawal. 元素 reserves the right to amend or discontinue offers at any time and to limit the balance of a certificate at any time.
Flex 率 证书s (Variable 率) 概述 Achieve financial fitness with a 12- or 24-month Flex 率 证书 (Variable 率) at 5.19%的年1 Adjusts with Prime 率 minus a margin of 3.00% Higher rate than most regular savings accounts Available in amounts of $1,000 or more (as little as $500 if under age 18) 股息 rates that keep pace with a changing rate environment by flexing when the Prime 率 changes, 向上或向下 Available in 12- and 24-month terms 认为利率 一个好的选择，如果： You want to diversify beyond traditional savings accounts and other investments Trade-off: Must wait to access funds until the 证书 term is up 阅读更多 Buy a Flex 率 证书 或打电话 1-800-621-2105 Continue Existing Application Flex 率 证书 (Variable 率) 股息 率 年 12个月期限 5.00% 5.19% 24个月期限 5.00% 5.19% Flex 率 证书 (Variable 率) Annual Percentage Yield (年) effective as of October 1, 2024, and may change without notice. The dividend rate and 年 are based on the current Prime 率 index as published in the Wall Street Journal minus a margin of 3.00%. The dividend rate and 年 are variable and will adjust the next business day following a change in Prime 率 index. The minimum floor 年 for the flex rate certificates is 0.00% and the maximum 年 will never be greater than 17.00%. Minimum deposit of $1,000 to open certificate. Primary members under the age of 18 must have a $500 minimum deposit to open certificate. Minimum of $500 balance required to earn dividends. Health 储蓄 account funds are not eligible. Fees may reduce earnings. Penalty for early withdrawal. 元素 reserves the right to amend or discontinue offers at any time and to limit the balance of a certificate at any time.
Traditional and Roth 个人退休帐户（固定利率） 概述 Save for retirement at any age in a tax-advantaged way Choose between tax-deductible contributions (Traditional 爱尔兰共和军) or tax-free withdrawals (Roth 爱尔兰共和军) Contribute up to $7,000 per tax year 认为利率 一个好的选择，如果： You are self-employed or don’t have access to an employer-sponsored plan like a 401(k) You’ve maxed out your 401(k) contribution Trade-off: 爱尔兰共和军s can have lower contribution limits than 401(k)s 阅读更多 呼叫开通个人退休账户1-800-621-2105 个人退休帐户（固定利率） 股息 率 年 6个月期限 2.44% 2.50% 8个月期限 4.59% 4.75% 1年期限 2.53% 2.60% 13个月期限 3.87% 4.00% 18个月期限 3.64% 3.75% 2年期限 2.39% 2.45% 3年期限 2.49% 2.55% 四年任期 2.58% 2.65% 5年期限 2.68% 2.75% 爱尔兰共和军 Annual Percentage Yield (年) effective as of October 1, 2024, and may change without notice. Minimum deposit of $1,000 to open 爱尔兰共和军. Primary members under the age of 18 must have a $500 minimum deposit to open 爱尔兰共和军. Minimum of $500 balance required to earn dividends. Health 储蓄 account funds are not eligible. Fees may reduce earnings. Penalty for early withdrawal. 元素 reserves the right to amend or discontinue offers at any time and to limit the balance of a 爱尔兰共和军 at any time.
Traditional and Roth Flex 率 爱尔兰共和军s (Variable 率) 概述 Adjusts with Prime 率 minus a margin of 3.00% Save for retirement at any age in a tax-advantaged way Choose between tax-deductible contributions (Traditional 爱尔兰共和军) or tax-free withdrawals (Roth 爱尔兰共和军) Contribute up to $7,000 per tax year 股息 rates that keep pace with a changing rate environment by flexing when the Prime 率 changes, 向上或向下 认为利率 一个好的选择，如果： You are self-employed or don’t have access to an employer-sponsored plan like a 401(k) You’ve maxed out your 401(k) contribution Trade-off: 爱尔兰共和军s can have lower contribution limits than 401(k)s 阅读更多 Call to Open a Flex 率 爱尔兰共和军1-800-621-2105 Flex 率 爱尔兰共和军s (Variable 率) 股息 率 年 12个月期限 5.00% 5.19% 24个月期限 5.00% 5.19% Flex 率 爱尔兰共和军 Annual Percentage Yield (年) effective as of October 1, 2024, and may change without notice. The dividend rate and 年 are based on the current Prime 率 index as published in the Wall Street Journal minus a margin of 3.00%. The dividend rate and 年 are variable and will adjust the next business day following a change in Prime 率 index. The minimum floor 年 for the flex rate certificates is 0.00% and the maximum 年 will never be greater than 17.00%. Minimum deposit of $1,000 to open certificate. Primary members under the age of 18 must have a $500 minimum deposit to open certificate. Minimum of $500 balance required to earn dividends. Health 储蓄 account funds are not eligible. Fees may reduce earnings. Penalty for early withdrawal. 元素 reserves the right to amend or discontinue offers at any time and to limit the balance of a certificate at any time.
